Welcome to our IPPT Calculators website. By accessing or using our services, you agree to be bound by the following terms: Use of Service: You may use our tools for personal, non-commercial purposes only. Accuracy: We strive to ensure accurate results, but all calculations are estimations and not official assessments. Intellectual Property: All content, including calculators, text, and graphics, belongs to us and may not be reproduced without permission. Modifications: We reserve the right to update these terms at any time without prior notice. If you do not agree to these terms, please do not use our website.